Are you and your partner thinking about buying a home together before tying the knot?
It's becoming more common for couples to move in together and purchase a home before getting married, but there are some key things you should keep in mind to avoid future headaches. First, know that being married or unmarried doesn’t change how lenders view your mortgage application. They evaluate each person’s credit and income separately.
Next, make sure you’re on the same page about how the home is titled. The person on the mortgage isn’t necessarily the sole owner—what counts is who’s on the legal deed. Finally, have an honest discussion about what happens if things don’t work out. It might be a tough conversation, but it’s necessary to avoid complications later.
What do you think? Should couples get married before buying a home together?
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