Difference Between Credit Card Inactivity and 0% Utilization
There's a difference between not using your card at all and keeping a 0% utilization on your credit card. Not using your credit card will show as inactive, if kept in this state for a few years, your credit card company may close this account for you without your input. However, if you use my low balance cancellation method, you can keep the card active and also get some spare change for free.
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