00:00-00:44 Introduction
00:45-03:59 Beginning of the Story
04:00-04:51 The Dangers of Credit Cards
04:52-05:40 Peak Debt
05:41-06:23 Fatigue/Apathy
06:24-07:00 What Helped?
07:01-07:20 Financial Literacy
07:21-09:11 Step 1
09:12-10:11 Step 2
10:12-10:36 Step 3
10:37-11:14 Cashback
11:15-12:05 Step 4
12:06-13:02 Step 5
13:03-15:00 Credit Card Cancellation