California Life Insurance Exam Prep Study Guide
• Life Insurance Exam Study Guide (COMPREHEN...
Pass the California Life Insurance Exam (Updated for 2026!)
Exam Breakdown:
Grace Period = 60 Days (Minimum)
Free Look (Seniors 60+) = 30 Days
Claims Acknowledgment = 15 Days
Replacement Records = Must be kept for 3 years
Exam Passing Score = 70%
Retake Limit = 10 attempts in 12 months
Struggling with the California-specific portion of the Life Insurance exam? You aren't alone. California has some of the strictest insurance laws in the country, including the unique 60-day grace period and the new 2025/2026 training mandates.
In this video, we break down the entire California Insurance Code (CIC) outline, focusing on the high-yield topics that actually show up on the test. Whether you are a first-time test taker or a non-resident looking to expand into the Golden State, this guide is your roadmap to a passing score.
📌 What You’ll Learn in This Video:
The 2026 Licensing Updates: New 12-hour Ethics requirements and mandatory Cash Value/Variable Life training.
The "California Distinctions": Why the 60-day grace period (CIC § 10113.71) is a "must-know" for the exam.
Senior Protections: Deep dive into the 30-day free look for seniors (60+) and replacement rules.
Claims Handling: The "15-day rule" for acknowledgments and responses.
Exam Logistics: Fees, retake limits (the 10-attempt rule), and how to navigate PSI/Sircon.
00:00 - California Insurance Code & Ethics
00:08:20 - Life Insurance Policy Provisions
00:19:49 - Policy Replacement Regulations
00:34:21 - Disclosure & Notice Requirements
00:48:51 - Claims Settlement Practices
01:03:48 - Insurance Marketplace Regulations
01:20:33 - Premium & Policy Requirements
01:38:10 - Variable Life Insurance Regulations
01:55:04 - Unclaimed Life Insurance & Annuities Act
02:15:37 - Special Training Requirements
02:33:38 - Agent Responsibilities & Prohibited Practices
02:58:24 - Long-Term Care Insurance Regulations
03:17:29 - Exam Logistics Specific to California
03:37:07 - Good Luck!
#californiainsurance #lifeinsuranceexam #insuranceagenttraining