The truth about ETFs
Many of us search for the perfect ETF portfolio. Look at any personal finance forum and you'll see countless threads comparing A200 vs VAS and various other very similar ETFs combinations.
Although minimising costs is extremely important, it eventually hits a point of diminishing returns.
And sometimes people can get caught up on optimising for the "perfect" ETF portfolio, when their time and effort would be much better spent focusing on earning and saving more so they can invest more. In this video, I run some numbers to show the difference that this can make.