Overdraft को जानें l Know about overdraft interest and repayment and understand overdraft or OD better. जाने overdraft ब्याज, overdraft बकाया राशि , overdraft शुल्क और OD loan अदायगी एवं OD account बन्द करने के विषय मेंl
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Edited highlights
00:00 Chapter 1 Introduction
0:14 यहाँ हम overdraft interest और repayment के विषय में चर्चा करेंगे
1:17 Chapter 2 Know About Overdraft Interest And Repayment
1:18 Bhanuchandra A has asked how to repay the overdraft amount
1:58 You can repay the money by depositing it in the overdraft account
2:09 It will get reflected in the credit balance after deposit of the money
2:16 You can use the overdraft (OD) facility again
2:22 The interest is calculated on the daily debit balance and the interest is charged at the end of every month
2:35 You can close the OD account any time by paying the outstanding balance including the interest
2:41 In case you don't close the OD account, on maturity, any debit balance will be adjusted from the maturity amount and the balance adjusted and paid to you
3:00 On closure, the bank will remove the lien on the fixed deposits (FD) and will hand over the FD to you
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