Know About Overdraft Interest And Repayment: Overdraft को जानें

Опубликовано: 31 Июль 2026
на канале: FundooMoney
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Overdraft को जानें l Know about overdraft interest and repayment and understand overdraft or OD better. जाने overdraft ब्याज, overdraft बकाया राशि , overdraft शुल्क और OD loan अदायगी एवं OD account बन्द करने के विषय मेंl
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Edited highlights
00:00 Chapter 1 Introduction
0:14 यहाँ हम overdraft interest और repayment के विषय में चर्चा करेंगे

1:17 Chapter 2 Know About Overdraft Interest And Repayment
1:18 Bhanuchandra A has asked how to repay the overdraft amount

1:58 You can repay the money by depositing it in the overdraft account

2:09 It will get reflected in the credit balance after deposit of the money

2:16 You can use the overdraft (OD) facility again

2:22 The interest is calculated on the daily debit balance and the interest is charged at the end of every month

2:35 You can close the OD account any time by paying the outstanding balance including the interest

2:41 In case you don't close the OD account, on maturity, any debit balance will be adjusted from the maturity amount and the balance adjusted and paid to you

3:00 On closure, the bank will remove the lien on the fixed deposits (FD) and will hand over the FD to you

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