RBA Market Update July 2025
The Reserve Bank of Australia just held the cash rate at 3.85%—and honestly, that surprised a lot of people (myself included). With a 97% market expectation of a rate cut, many were banking on a drop. So why the hold? Let’s talk about it.
In this video, I break down what the RBA’s decision means for you—whether you’re a homeowner, buyer, or just trying to understand how interest rates affect your finances.
📉 Why the Board held steady despite inflation falling within target
👥 What the 6–3 split vote really tells us
💡 What indicators the RBA is watching before making their next move
🏠 How all of this impacts your borrowing power and mortgage strategy
Governor Michele Bullock said it’s not about if rates are going to come down—it’s about when. And the next RBA meeting in August could be a key turning point depending on the data.
👉 As always, this is general advice only. If you want to know how this impacts your own situation, I’d be happy to help.
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