How to Buy Your First Home with Just 5% Deposit
Thinking about buying your first home but feeling stuck because of the deposit or LMI costs?
In this video, I walk you through how you could get into the property market in 2025 with just a 5% deposit—and potentially avoid paying Lenders Mortgage Insurance altogether.
🏡 I’ll explain how the First Home Guarantee and other government schemes actually work
💰 Show you how you could save over $20,000 in LMI on a $700K home
📋 Break down the eligibility criteria and what lenders are really looking for
🤝 Plus, share a big update coming in 2026 that opens the door for friends, siblings, or parents and children to buy together
If you're renting right now and feel like home ownership is out of reach—it might be closer than you think. These programs are real, they’re happening now, and I can help you figure out whether you qualify.
👉 This is general advice only. Be sure to seek personalised financial advice for your situation.
Want to chat or run the numbers? Reach out below. I'd love to help.
🌐 Website: https://www.hfinance.com.au
🔗 My LinkedIn: / jeremy-harper-ca-768b4237
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