Should You DELAY Medicare Coverage? ( Learn Your Options! ) | AVOID Medicare Penalties
Should You DELAY Medicare Coverage? ( Learn Your Options! ) | AVOID Medicare Penalties. Don't make simple mistakes that can cost you big! Understand your options and when or should you delay Medicare without any penalties!
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Timestamps:
0:01 Intro: Would it be in your best interest to enroll in Medicare or Delay Medicare?
1:54 Individuals who can delay Medicare/ do not need to enroll in Medicare.
2:18 Individuals who are still working and have credible health insurance.
4:38 Individuals who are covered through their spouse's health Insurance.
6:14 Individuals who are High Earners.
7:10 The IRMAA Chart
10:07 Individuals with a Health Savings Account (H.S.A.)
11:22 Individuals who should consider enrolling in Medicare.
11:44 Individuals who do not have Health Insurance.
12:20 Individuals who have less than twenty employees at work.
12:50 Individuals with useless Employer Health Insurance Plans.
13:49 Individuals approaching the age of 65, with a younger spouse.
14:30 Individuals who are automatically enrolled in Medicare.
15:48 Individuals who have Tricare for Life
16:40 Individuals who have VA Coverage
18:13 Individuals who have Cobra Health Insurance
18:55 Individuals who have Private/Short-Term Health Insurance
19:40 Penalties for Delaying Medicare
19:58 The Medicare Part B Penalty
21:11 The Medicare Part D Penalty
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