Uber Driver Injury Protection
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In this video I explain the current Uber insurance that is available to all Uber drivers the vary first day you start driving for Uber. Second I illiterate by sharing via my Uber app, some of the details about Uber driver injury protection. This is a positive step in the right direction when it comes to uber accident insurance.
Than, Recently Uber announced a 5 cent per mile pay increase in order to fund Driver Injury Protection insurance. Uber announced they are doing this in partnership with OneBeacon and Aon as a program that could eventually expand nationwide. Drivers in these states will be able to sign up for injury protection and pay into a fund OR simply collect an extra $0.05/mile.
The program is unique because it shows how Uber may pilot other driver pseudo-benefit programs in the future. On-demand work has often been criticized because there are no traditional workplace protections for those who get injured on the job. This seems to be a good way to offer full-time drivers something valuable while allowing part-timers to opt-out.
The higher mileage rate is actually meant to offset the cost of the insurance though, so if you opt in you’ll have to pay $.0375 cents/mile for every mile you have an Uber passenger in your car (on trip miles). However, the Driver Injury Protection is active the entire time that you’re logged into the Uber app, even when you’re are waiting for a request. If you don’t not sign up, you will still enjoy the increase $0.05 increase in per mileage earnings. but no coverage.
The rate increase of $0.05/mile and option for Driver Injury Protection Insurance will be effective in the following states:
Alabama
Arizona
Arkansas
California
Delaware
District of Columbia
Florida
Georgia
Illinois
Indiana
Iowa
Kansas
Louisiana
Maryland
Massachusetts
Michigan
Missouri
Nebraska
Nevada
New Jersey
North Carolina
North Dakota
Ohio
Oklahoma
Oregon
Pennsylvania
South Carolina
Texas
Virginia
West Virginia
Wisconsin
Wyoming
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• Uber Driver Injury Protection