20 Year Mortgage Expert Shares Credit Secrets to Get the Best Rate
Amber Coleman
Phone: (702) 604-7027
Guild Mortgage
1980 Festival Plaza Dr Suite 240
Las Vegas, NV 89135
In this video, we will learn a lot of stuff about mortgage loans courtesy of Amber Coleman. She will enlighten us about various types of mortgage or home loans, the application process, factors affecting your mortgage application, credit profiles and credit scores, and how important are they for your loan application especially if you are a first-time homebuyer.
00:00 How can Amber Coleman help you?
01:18 States where Amber is licensed to practice?
02:43 What is the minimum best score to get the best rates?
03:27 Which is the best type of mortgage; FHA, VA, or Conventional Loan?
04:29 Can you get rid of your mortgage insurance?
05:32 How does the mortgage application process work?
07:22 Credit pull on the mortgage side does not affect your credit score?
09:35 Fixing credit issues and boosting your score
11:06 Credit score vs credit profile
12:23 Federal Housing Administration (FHA) loan for first-time homebuyers
13:11 How to pay your balances?
14:13 Late payments can lower your credit score drastically
17:36 Buying authorized user tradelines online
19:27 What are the must-haves for first-time homebuyers?
21:45 Recovering from identity theft and buying a home
22:49 VA loan accepts 540 FICO score?
27:29 What choices does a homebuyer have?
28:23 Disputing items on your credit can mess up your mortgage application?
29:28 How long will it take for your bad credit to be fixed before you can apply for a home loan?
31:10 You don't need to worry about your credit score
32:01 How to get in touch with Amber?
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The information contained on this Website and the resources available for download through this website is not intended as, and shall not be understood or construed as, financial advice. I am not an attorney, accountant or financial advisor, nor am I holding myself out to be, and the information contained on this Website is not a substitute for financial advice from a professional who is aware of the facts and circumstances of your individual situation.
We have done our best to ensure that the information provided on this Website and the resources available for download are accurate and provide valuable information. Regardless of anything to the contrary, nothing available on or through this Website should be understood as a recommendation that you should not consult with a financial professional to address your particular information. The Company expressly recommends that you seek advice from a professional.
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