5 countries just 2 hours from France where you pay less tax...and no one talks about it
😉 Learn more 👉🏼 https://linktr.ee/quarma_and_co
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I - Italy 🇮🇹
1/ The Fixed Tax
You pay a fixed amount of €200,000 per year (formerly €100,000), covering your foreign-source income.
...Nothing more to add.
From 2017 to 2022, over 2,730 The super-rich have transferred their tax residence to Italy
2/ Exempt areas
Some regions offer tax exemptions of up to 90%
Some regions concerned: Sicily, Calabria, Sardinia, Campania, Puglia, Abruzzo, Molise, and Basilicata...
"These two regimes are established with the aim of attracting high-net-worth individuals to Italy."
Since 2024, this regime has been reformed: for new entrants, the standard benefit is now a 50% reduction (capped).
II - Romania🇷🇴
If your turnover remains below €500,000
Good news! You'll only pay 1 to 3% of your income.
But in addition to the 1% or 3% rate on your turnover, you must consider:
Dividends distributed: 10% (and 16% from 2026, depending on the reform)
Social security contributions/CASS (if you're an employee manager). Approximately 35% cumulative
VAT: 19% (standard), with an exemption threshold of around €60,000
However, starting January 1, 2026, the dividend rate will increase to 16%, according to the adopted tax reform.
III - Andorra 🇦🇩
Welcome to the heart of the Pyrenees
Corporate tax: 10%
No tax on dividends
→ total taxation at 10%
Capital gains tax: from 0 to 15%
2 types of tax residency possible
Active residency: 183 days/year in Andorra + €50,000 deposit with the AFA (Andorran Financial Authority)
Passive residency: 90 days/year in Andorra + €50,000 deposit with the AFA (Andorran Financial Authority) AFA + investment in Andorra of €600,000
"Constraint: you must reside there for a long time and deposit a significant amount as a deposit to access these benefits."
Key Points
No banking secrecy: Andorra now automatically exchanges tax data (CRS/OECD)
Real domicile required: you must prove that your center of life is in Andorra (housing, bills, physical presence)
High cost of living: rent, private healthcare, international schooling... not insignificant
Residual French taxation: if you remain a French resident for tax purposes, France will still tax your income (so be careful about actual residence!)
IV - The Island of Sark 🇬🇬
"Its tax system is a real waking dream"
Professional Taxation
VAT (Value Added Tax): 0%
IS: 0%
Dividends: 0%
Other Taxes
Property tax: called "the tax" "residence tax"
The amount of this tax varies depending on the size and value of your property.
Inheritance tax: There is no inheritance tax in Sark and Herm.
Customs duties and other taxes: Depend on trade agreements between the islands and other jurisdictions.
Inheritance and succession tax: 0%.
...and the list goes on.
The only tax you'll have to pay if you're a resident of Sark and Herm (and I'm not kidding 😅) is on your property, your horse, or your bicycle.
Important points
You have to actually live there (and it's very isolated).
No social safety net: no "French-style" public security.
There are personal taxes on capital and property transfer taxes.
"I detailed all this in a full video on the channel."
V - Montenegro 🇲🇪
An underrated country... but very interesting.
Taxes on Companies:
9% below €100,000
12% below €1,500,000
15% above that
Dividend tax: 15%
Capital gains tax: 15%
Personal tax:
9% below €1,000/month
15% above that
Capital gains tax: 15%
There are other taxes, social security contributions, and municipal surcharges to consider
A strategy I use 🌐
The best of both worlds: everywhere
No matter where I live, I'm not stuck in a single country
Income tax: 15% or 3%
No capital gains tax: neither on investments nor on disposals
No tax on dividends: and only 5% if I'm French tax resident
"This makes for a total tax rate of between 8% and 19% maximum, regardless of where I am in the world 😉"
Result?
I pay my corporate tax of 15% or 3%
I pay my dividends where I would be a tax resident
Some interesting countries in the Schengen area
Croatia: 10%
Greece: 5%
Liechtenstein: 0%
etc...
"⚠️ This is not suitable for everyone, nor for all activities"