Credit Cards Build Credit Score to 700 Credit
If you are looking to build and maintain a 700 Credit Score, one one of the best things you can do is invest in credit cards.
Credit cards are the only type of Credit Account that influence the 4 main credit factors of your FICO Score.
-Payment history
-Credit Card Use or Credit Utilization
-Age of Credit History or Credit Age
-Total Accounts (Open/Active)
Charge Cards like the American Express or Amex Gold and Amex Platinum do not count towards the Credit Card Use Factor as they don't have Credit limits.
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