Three Myths About Credit & Building 700 Credit
Three of the biggest myths about credit and building 700 credit score
-credit is not complicated, there are simply five factors to master… Payment history, credit card use, age of credit history, total number of active accounts, total inquiries
-your income has no impact on your credit, only your initial credit limits
-Credit cards are not bad… They are the only credit tool that gives you payment history, credit card, utilization, age of history and account diversification, which is 80% of your credit score
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