Social Security Strategy for Couples with Non-Working Spouses
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In this episode, host Molly Nelson is joined by retirement planners Chawn Honkomp and Loren Merkle to tackle a crucial question from our Journey to Retirement workshop: how does Social Security planning change when your spouse is younger and does not work? Loren breaks down the complexities of Social Security eligibility, spousal benefits, and the different strategies to maximize your benefits based on individual circumstances. Chawn emphasizes the importance of personalized planning and dispels the myth of a one-size-fits-all approach. Join us as we explore the nuances of Social Security decisions and how they can significantly impact your retirement.
Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
https://merkleretirementplanning.com/...
Chawn Honkomp, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®, CPA®
https://merkleretirementplanning.com/...
Molly Nelson, Host of Retiring Today
https://merkleretirementplanning.com/...
Chapter
00:00 Social Security Credits
01:42 Combination Strategy
03:10 The Factors that Make Your Decision Unique
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