How Does Income Affect Marketplace Health Insurance?

Опубликовано: 12 Март 2026
на канале: Merkle Retirement Planning
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In today's Your Journey, Your Questions, AnnaMarie answers a recent question we received in our Journey to Retirement workshop, "Is the marketplace health premium based on the previous year's income or current year?" She explains that it's based on the current year's income and highlights the importance of interactive planning for those under 65 who are looking to retire early. The discussion also contrasts this with Medicare premium calculations, which look back two years. Gain valuable insights on navigating healthcare options and strategic tax planning as part of your journey to a secure retirement.

Loren Merkle, CERTIFIED FINANCIAL PLANNER™, RETIREMENT INCOME CERTIFIED PROFESSIONAL®, CERTIFIED FINANCIAL FIDUCIARY®
https://merkleretirementplanning.com/...

AnnaMarie Morrow, Director of Medicare
https://merkleretirementplanning.com/...

Molly Nelson, Host of Retiring Today
https://merkleretirementplanning.com/...

Chapter
00:00 Marketplace healthcare premiums

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This video does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation of any security or any other product or service by Merkle Retirement Planning LLC, Elite Retirement Planning LLC, MRP Insurance LLC, or any other third party regardless of whether such security, product or service is referenced in this episode. Furthermore, nothing in this episode is intended to provide tax, legal, or investment advice and nothing in this episode should be construed as a recommendation to buy, sell, or hold any investment or security or to engage in any investment strategy or transaction. Merkle Retirement Planning, LLC does not represent that the securities, products, or services discussed in this episode are suitable for any particular investor. You are solely responsible for determining whether any investment, investment strategy, security or related transaction is appropriate for you based on your personal investment objectives, financial circumstances and risk tolerance. You should consult your business advisor, attorney, or tax and accounting advisor regarding your specific business, legal or tax situation.

Medicare services provided through MRP Insurance, LLC. Any and all other services related to insurance are an outside business activity and are not offered through or supervised by Elite Retirement Planning, LLC.  MRP Insurance, LLC, is not affiliated with or endorsed by any government agency. This is an advertisement for insurance. By responding to the ad, you will be put in contact with a licensed insurance agent offering Medicare Advantage Plans, Medicare Supplement Plans, and Prescription Drug Plans. We do not offer every plan available in your area. Currently we represent [5] organizations which offer [22] products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.