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📲 Instagram Celise Beltrão
@celisebeltrao - / celisebeltrao
There are several possibilities for retirement at age 55, but to be eligible, you need to have a significant contribution period or a special condition. Understand!
My name is Celise Beltrão, a social security lawyer and partner at Ingrácio Advocacia, in Curitiba.
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Recently, rumors have surfaced about retirement at age 55 for everyone, but it's fake news.
There are ways to retire at that age, but it's not for everyone. They depend on several factors, especially your contribution time.
To retire by age, under the general rule, a man needs to be 65 years old and a woman needs to be 62 years old.
To retire by contribution time, under the general rule, the minimum contribution time is 35 years for men and 30 years for women.
Therefore, one retirement possibility is the 50% Toll Rule. This is a transitional rule for Retirement by Contribution Time that does not require a minimum age.
This allows people with more contribution time to be entitled to an earlier retirement, but it also requires planning and responsibility.
In addition to the general rules, there are specific rules in the INSS (Brazilian National Social Security Institute): retirement for people with disabilities (PwD), rural workers, teachers… That is, people who can retire at age 55 under certain conditions, related to work or health.
For example, women who prove 15 years of contributions as a person with a disability (PcD) can obtain a PcD Age Retirement at age 55: 7 years earlier!
But, to discover all your rights, retirement planning is fundamental! It will allow you to retire at the right time, under the most advantageous rule for your specific case, and with the best possible amount.
Taking care of your social security situation now can make all the difference in the future. So, make a retirement plan with a trusted social security lawyer and achieve the best possible benefit!
And remember: always verify information before making decisions! The internet is full of fake news…
Chapters:
00:00 Introduction
00:37 Common INSS Retirements
02:43 Who is entitled to retire at age 55?
05:21 Beware of the fine-tooth comb!
06:02 Retirement Planning
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Ingrácio Advocacia is a law firm specializing in retirement and other Social Security benefits. Since 2003, we have helped people discover the path to the best possible retirement.
📧 Contact: [email protected]
CNPJ: 06.029.225/0001-57
#RetirementAt55 #Ingrácio