It's really important to pay attention to load in construction. Good practice in framing is to make sure that your bearing points from girder trusses and beams carry all the way down to your foundation. This includes solid blocking directly under the beams and girders through floor joists all the way down to concrete. In this video, I show an example of a girder truss with solid bearing under it from the perspective of a certified building inspector.
Comment below: Anyone have any good examples of common point load locations in a house?
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I hope this was helpful!