Out of debt, into personal bankruptcy? | The question
Debt, debt, and more debt – that's what Aline's life looked like 3.5 years ago. Back then, her big step was applying for financial assistance and finally facing the debt chaos honestly. But what's it like today? Was the application approved? Did she dare to seek debt counseling like Peter Zwegat? And what can really help in such a situation? Is it the path to personal bankruptcy?
``` For answers, Lisa-Sophie meets Aline where it all began and where Aline first dared to open all the reminders and face her debts...
Here's the first video with Aline: • 25.000 Euro Schulden: Ich habe den Überbli...
All information about personal insolvency:
➡️ https://www.verbraucherzentrale.de/wi...
All information about debt counseling:
➡️ https://verwaltung.bund.de/leistungsv...
Counseling centers in Bavaria:
➡️ https://www.stmas.bayern.de/schuldner...
This film is for educational purposes.
Reporter: Lisa-Sophie Scheurell
Author: Samira Strobl
Camera: via B.L.&P. Content und Media GmbH
Editing: Wolfgang Seibert, Sebastian Baumann
Community: Jan Rothe, Diniola Bajri
Editors: Diana Kulozik, Florian Meyer-Hawranek
Chapter:
00:00 Welcome
01:04 Unopened Letters: When Creditors Come Knocking
04:27 How Does a Visit to Debt Counseling Work?
06:05 How Does Personal Bankruptcy Work?
08:06 Can You Really Completely Pay Off All Your Debt?
09:22 From Unemployment Back to Work?
12:03 What hurdles has this lifestyle brought with it?
13:36 What has changed in the last few years?
16:27 What tips are there for people in debt?
18:03 Our recommendations for you
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