cibc bank , visa fraud, issues keep mounting up, Jeopardizing my small family owned Business

Опубликовано: 21 Август 2026
на канале: Mike Martins
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CIBC Bank is systematically harming small businesses one by one. I want to provide an update on a video I posted on Facebook. In the video, I talked about how Facebook accumulated $27,000 in ads, causing my credit card to reach its limit. Unfortunately, the charges are still pending, and even if I cancel the card, they will transfer to the new one. I have to wait for the charges to go through before I can reverse them. However, this poses a problem because I need to place an order today for the new Lord of the Rings Magic the Gathering card game, which will greatly benefit my small business. The order takes time to arrive as it is shipped from Eastern Canada. I had already paid off the credit card specifically for this order, but CIBC and the credit card company cannot assist me. I've contacted them three times, and the last representative I spoke to was condescending and unhelpful. I decided to share this situation because everyone faces their own struggles. On another note, the recent episode of "Mike of the Night" was fantastic, despite numerous technical difficulties. The credit card company refuses to reverse the charges, claiming they need to investigate fraud. I've been trying to contact Facebook to remove the charges from my card as it severely impacts my small business. Canceling the card is an option, but then I would have to wait for charges to be applied and reversed, which would delay the process for five to ten days. It's frustrating because I had everything prepared, but CIBC Visa is unable to assist. This is how they are crippling businesses one at a time. It would be beneficial if they took a case-by-case approach and employed representatives who communicate clearly. Unfortunately, my English isn't perfect, and that restricts me from working in banking or similar fields. Luckily, one of the representatives spoke Spanish, so I was able to discuss the matter with them. I'm extremely disappointed and upset with the situation. I need to wait for the charges to be applied before I can dispute them and cancel the card for Facebook advertising. I discussed this in a previous video, where I mentioned that everyone faces their own battles. On "Mike of the Night," we talk about governmental schemes and predictions since 2016. However, on a personal level, at the family level, we all have our own battles and issues to deal with. It seems like an ongoing story that never ends. I appreciate all the comments on my previous video. Please let me know if you have any suggestions for this situation. I urgently need to order the card set, but it seems there's no immediate solution from the credit card company. Sometimes, they speak to you in a condescending manner, as if they're pleased with your misfortune. It really bothers me. Thank you, CIBC, for your support in assisting my business. Please share your thoughts and experiences in the comments below. How do you handle your own battles and challenges in your area? What alternatives do you consider? In my case, obtaining another card is not an option, as it takes too long. The pending charge from Facebook could take up to 25 days to be applied. Additionally, my credit card is already maxed out due to someone running an ad, as mentioned in the previous video. I appreciate your support and advice. Let's discuss in the comments section. This is Mike Martin's signing off.

cibc bank , visa fraud, issues keep mounting up, Jeopardizing my small family owned Business