017: Explaining Annuitization Structuring Choices
IN THIS EPISODE, THE ANNUITY MAN DISCUSS:
What annuitization means and how it works
The different structuring choices and how they work
How you can customize the quotes for your situation
How lifetime income guarantees are priced
KEY TAKEAWAYS:
There are over 30 ways to structure annuity payments
Annuities are the only product type that guarantees a lifetime income stream
Annuities can be held in IRAs, Roth IRAs, non-IRAs (non-qualified accounts)
Always shop all carriers to find the highest contractual guarantee
"When you buy a lifetime income stream, the primary pricing mechanism is your life expectancy at the time you take the payment. Interest rates play a secondary pricing role." — Stan The Annuity Man
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