Your child could have a perfect credit score by the time he/she is 18 years old.
Pretty crazy right?
Here’s what you want to do:
1. Take your oldest credit that has a high credit limit and one you’ve never missed a payment on.
2. Call the bank and add your child as an authorized user.
3. Shred the card that gets shipped out so no one uses it.
4. Your child will already have an established credit when he/she is 18. :)
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