Can I Get Medicare If I Am Not Yet 65?
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If you are not yet sixty-five and have been entitled to disability benefits under Social Security or the Railroad Retirement Board for twenty-four months, you will be automatically entitled to Medicare Part A and Part B beginning on the 25th month of disability benefit entitlement. However, Part B coverage may be refused, if you decide to pick it up at a later date.
You may have to pay a ten percent surcharge in addition to the Part B premium.
You will be automatically re-enrolled in Part B when you turn sixty-five, even if you previously refused Part B coverage.
You may again refuse coverage, but if you keep it, you will not have to pay a surcharge.
Please note that a Special Enrollment Period is available if you waited to enroll in Medicare Part B because you or your spouse had group health coverage through a current employer or union.
The Social Security Office can answer questions about Social Security Disability benefits and Medicare eligibility.
Your twenty-four month waiting period will be waived if you have been diagnosed with Amyotrophic Lateral Sclerosis, also known as Lou Gehrig's Disease.
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