How To Get Onto The Housing Ladder (2024)
In this video I run through four options of how to get onto the housing in 2024.
Ranging from a 10% deposit (the standard way), shared ownership (e.g using Latimer, thanks to Latimer for sponsoring this video), using cash (if you're fortunate enough), or combining several of these options.
I also run through the basics of buying a home - including the deposit and mortgage and how that process works. As well as running through the 'true costs' of buying a home and it is important to be aware of all of these so you don't get caught out.
Helpful links I mentioned in this video:
Latimer - https://www.latimerhomes.com/buying-w...
LISA information - https://www.moneysavingexpert.com/sav...
Watch the video for the full details!
Thanks again to @Latimer for sponsoring this video!
#sharedownership #ad
Timstamps:
0:00 - Intro
1:09 - Basics - Mortgage & Deposit
4:00 - Option 1
5:50 - Option 2
8:05 - Option 3
9:44 - Option 4
10:33 - Home Buying Costs
13:44 - Outro
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📈 My favourite investment platforms:
Vanguard - https://www.vanguardinvestor.co.uk/
Not affiliated
Trading212 - https://www.trading212.com/join/MMS (or use promo code 'MMS')
Affiliate link. To get free fractional shares worth up to 100 EUR/GBP, you can open an account with Trading 212 through this link. Terms apply.
Invest Engine - https://investengine.pxf.io/LKKVEL (or use promo code 'MMS')
Affiliate link. Capital at risk. T&Cs apply. Minimum investment of £100. Must stay invested for at least 12 months.
Disclaimer: Some of these links are affiliate links. If you use them, I will receive a small commission. There is no additional charge/cost for you.
I really appreciate anyone who uses my referral links, thank you 🙏
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⚠️ Disclaimers:
I am not a financial advisor and this video does not represent financial advice, it is for entertainment purposes only. Please seek professional advice to get the best information for your personal situation. When investing, your capital is at risk and you may get back less than invested. Past performance does not guarantee future results.
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