Karpathy's $0.35 AI Just Made Your Benefits Broker Obsolete
Karpathy's AutoResearch lets AI agents run 333 experiments overnight on a $0.35/hr GPU — while your benefits broker spends maybe 20 hours on your entire annual renewal. The analytical gap between what's possible and what's being done is staggering.
I break down how autonomous research works, why it applies directly to healthcare and benefits consulting, and the three questions every employer should be asking their broker at renewal.
Chapters
0:00 The $0.35 Disruption
0:58 What Is Agentic Engineering?
2:05 This Pattern Goes Beyond Machine Learning
2:53 Benefits Consulting's 20-Hour Problem
4:01 Vibe Researching: 3 AI Failure Modes
5:07 How AutoResearch Solves Each One
6:09 Why Healthcare Data Fits This Pattern
7:49 AI Capability Is Doubling Every 3 Months
8:29 3 Questions to Ask Your Broker
9:53 The Benefits Industry's Spreadsheet Moment
10:55 The Tools Exist — Will You Use Them?
More deep dives on my Substack: danmccoymd.substack.com