RCA Series: 7 months update | Turun 13.26% (MoM)
Hi everyone, in today's video aku update bulan yang ke-7 of "Ringgit Cost Averaging Series" di mana aku akan invest RM100 setiap bulan (specifically 22 hb) pada 8 fund berbeza dan 4 platform yang berlainan.
Antara fund yang aku invest in are:
1) Amanah Saham Bumiputera (ASB)
2) Amanah Saham Nasional (ASN) Equity Global
3) Wahed Invest - US stocks/ HLAL
4) Wahed Invest - REITs
5) Luno - Bitcoin
6) Luno - Ethereum
7) Versa - Growth-i
8) Versa - Gold-i
Overall kita boleh nampak terdapat penurunan sebanyak -13.26% kalau kita compare dengan July last month. Dari segi YTD difference pula for the first time ever turun sampai negative iaitu around -4.24%. Kalau kau perasan, most of portfolio aku heavily impacted sebab most investmenets are more towards outside Malaysia punya portfolio. This is high likely sebab US federal rate is expected untuk turun dengan sangat banyak in the next few months. Dia akan try to go back to pre-covid levels. However, Benda ni pun ada spillover effect dimana kita boleh nampak yang our ringgit is getting stronger dan our equity markets memang doing very very good. Nevertheless, macam yang aku cakap, regardless of naik atau turun, aku will still invest menggunakan RCA iaitu ringgit cost averaging. Kena put aside emotion tengok semua merah dan sentiasa consistent in putting the money
To be more transparent, aku akan includekan snapshots/screenshots of portfolio yang aku invest in the pinned comment in case if korang nak tengok. Bear in mind that korang kena make sure untuk tolakkan terus referral fee yang aku terima supaya dapat the exact figures. Aside from that, in case if korang nak invest in the same platform, boleh refer to the pinned comment down below untuk dapatkan referral code bila kau sign up.
In case if korang berminat nak invest dekat platform sama, boleh guna referral code as below:
1) Wahed Invest - MUZMUH9
Invest RM300 dan dapat RM20 free
2) Luno - 4MKNP2
Invest RM250 dan dapat RM75 worth of bitcoin for free
3) Versa - BB4WEBEW
Invest RM100 dan dapat RM10 free
Timestamps:
0:00 Intro
1:04 Fund 1: ASB
1:24 Fund 2: ASN Equity Global
1:47 Fund 3: Wahed US Stocks/HLAL ETF
2:27 Fund 4: Wahed REITS
2:54 Fund 5: Bitcoin
3:39 Fund 6: Ethereum
4:08 Fund 7: Versa Growth-i
4:41 Fund 8: Versa Gold-i
5:04 Summary of Month 7
6:25 Outro
Gears used in the video in case you guys want to check it out
Camera: https://invl.io/clkkw42
Lens: https://invl.io/clkkw4h
Microphone: https://invl.io/clkkw4u
Mic recorder: https://invl.io/clkkw4y
Lights: https://invl.io/clkkw58
SSD external: https://invl.io/clkkw60
Laptop: https://invl.io/clkkw69
Headphone: https://invl.io/clkkw6u
Mouse: https://invl.io/clkkw72
Keyboard: https://invl.io/clkkw74
Monitor: https://invl.io/clkkw7s
Monitor Light: https://invl.io/clkkw85
Ipad: https://invl.io/clkkw8b
Ipad stand: https://invl.io/clkkw8h
Candle warmer: https://invl.io/clklsnf