Cara terbaik untuk maximize benefits Akaun Fleksibel KWSP

Опубликовано: 14 Июль 2026
на канале: Muzakkir Diah

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Hi everyone, in today's video aku akan cuba discuss and highlight on which platform kau boleh maximize benefits Akaun Fleksibel.

Before that, aku nak ingatkan yang Akaun Fleksibel ni adalah salah satu sumber simpanan masa tua kau so please make sure kau do your own research and aware what type of risk yang kau decided untuk commit. Semua suggestion aku ni bukan nasihat kewangan tapi this is probably one of the platforms or avenues yang kau boleh consider untuk maximize benefit of fleksibility of this akaun. Without wasting any time, lets look into it.

Cara maximize benefits Akaun Fleksibel adalah:
1) Treat EPF Akaun 3 as emergency fund
2) Bayar/tutup hutang high interest
3) Deposit placement di SSPN Plus
4) Voluntary contribution EPF
5) Invest di PRS

So what do you guys think? Apa yang kau akan buat dengan Akaun 3 atau Akaun Fleksibel kau? I am more than happy to listen opinion korang semua on this. Boleh je comment down below.

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Timestamps:
0:00 Intro
0:42 1) Treat EPF Akaun 3 as emergency fund
1:39 2) Bayar/tutup hutang high interest
2:34 3) Deposit placement di SSPN Plus
4:17 4) Voluntary contribution EPF
5:23 5) Invest di PRS
5:16 Cons 3: High inflation
6:10 Outro

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